Funeral Plan: Comprehensive Cover for You or Loved Ones

About Purple Life Funeral Cover

Protect your family with up to 24 people covered, no medical tests, and a Premium Payback Benefit. Secure your family's future today!

Ready to make a smart move? Our Purple Life Family Funeral Cover supports you and your family during difficult times, offering financial security and emotional comfort. It includes:

Additional N$200,000 Life cover benefit for main life and partner with no medical tests
Premium payback benefit on the death of the main life insured and partner
Accidental death of main life insured and partner at no extra cost
No medical tests required
Cover up to 24 family members on one policy

Who can be covered?

The Purple Life Family Funeral Plan caters to you, your immediate and extended family, should they pass away. As an all-encompassing funeral insurance policy, it includes up to ten children with the maximum entry age of 21 (or 25 if they are either a student or disabled,) as well as up to eight extended family members.

In summary, when you take out a Purple Life Family Funeral Plan, the following members can be covered:

The main life
The life partner
10 children with a maximum entry age of 21 (or 25 if they are either a student or disabled)
Four parents
Up to eight extended family members, with a minimum entry age of 18 and maximum entry age of 75

Standard cover

Losing someone you love is never easy.

You want to give them the perfect send-off, but without a good funeral policy, the financial burden can make a challenging time even tougher. That's where the Purple Life Family Funeral Cover steps in to give you peace of mind.

We focus on easing the burden so you can celebrate your loved one, with an automatically included accidental death and no waiting periods. An optional tombstone is available as an additional benefit. There are also monthly income benefits available to ensure the remaining family members have the means to cover their monthly expenses should the main life or partner pass away.

Let our Purple Life Family Funeral Plan tick off those boxes on your to-do list, so you and your family can focus on what's important – celebrating the life of your loved ones.

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Click here to learn more about the waiting periods for each benefit

Waiting periods

Main Life, Partner, and Children’s Funeral Cover:

Main life, partner, the first five children on one monthly premium, and five additional children
Automatic Accidental Death with no waiting periods for this benefit
Automatic Premium Payback benefit. We will pay back the total Funeral benefit premiums we have received in the event of the death of the main insured person and/or partner.
Life Cover Benefit where the main life and partner can be covered for a total of N$50,000 funeral each, and automatically qualify for an additional N$200,000 Life Cover each, with no medical tests.
Tombstone Benefit covers the tombstone in the policy schedule that you decide when it is paid either, as soon as we have assessed a claim as valid, or one year after the Funeral Benefit has been paid.
Family Provider Benefit where we pay the monthly provider benefit set out in the policy schedule as a monthly payment over a duration indicated in the policy schedule.
The maximum total amount that we will pay on this policy for Family Provider benefits is N$24 000 for an insured person.
Death Income Benefit where we will pay the monthly provider benefit set out in the policy schedule as a monthly payment over a duration indicated in the policy schedule.
The maximum that we will pay for an insured person under this policy is N$200,000 for the main insured person or partner.

Waiting periods for the Main Life, Partner, and Children:

6 Months: Natural death
6 Months: Suicide
12 Months: Pre-existing conditions

Parental Funeral Benefit package:

Maximum entry age 75
Up to 4 Parents can be covered
Total funeral cover of N$30,000 per parent

Waiting periods - Parental package:

9 Months: Natural death
9 Months: Suicide
12 Months: Pre-existing conditions

Extended Family Funeral Benefit package:

Maximum entry age 75
Up to 8 Extended Family Members
Total funeral cover of N$30,000 per extended member

Waiting periods - Extended package:

12 Months: Natural death
12 Months: Suicide
12 Months: Pre-existing conditions

Additional benefits

The additional benefits of the Purple Life Funeral plan include an Accidental Death Income Benefit and Premium Back Benefit which are discussed in further detail below:

Accidental Death Income Benefit covers the main life and partner only. In the event that the insured person passes away in an accident during the period of insurance, we will pay N$ 1,000 per month for a period of 12 months.
The Premium Back Benefit is an automatic benefit. We pay back the total Funeral benefit premiums we have received in the event of the death of the main insured person and/or partner.

Optional extras

We provide some optional extras for the main life and partner in the hope that it adds another level of care during trying times:

Life Cover Benefit
Tombstone Benefit
Family Provider/ Grocery Benefit
Death Income Benefit

Requirements & restrictions

You can apply for a Purple Life Family Funeral Policy through our freelancing Agents or at one of our branches located nationwide.

To ensure you leave with the cover you need, please have the following:

The main life’s proof of ID, physical address, contact details, and preferred method of communication
Full names, surnames, and correct date of birth for all insured on the policy, as well as the details of the nominated beneficiaries
Premium Payer’s proof of banking details, ID, physical address, contact details, and preferred method of communication
It is important to note that the Family Funeral Cover will cease on the child’s 21st birthday, or the child’s 25th birthday if the child is either a student or disabled.

Exclusions

We provide you with the cover you need, however, there are some instances where we may not be able to.

These exclusions are listed below:

Hollard Life will not pay a claim if the insured on a policy is directly or indirectly involved in criminal activities that could have led to their death.
Hollard Life will not pay a claim for an insured person on a policy if he was not eligible when the benefit date started.
Hollard Life will not pay a claim for an insured person on a policy if the accident leading to a claim occurred before the benefits start date.

How do I take out a Purple Life Family Funeral Plan?

Getting a Purple Life Family Funeral Plan is quick, easy, and affordable. With multiple branches and freelancing agents nationwide, there's no reason not to get insured today.

Don't hesitate to drop by and ask for assistance, or simply click the link and tell us your needs.

If you visit one of our branches, please have the required documentation with you.

Contact us

For claim-related queries

Call: +264 61 422 300 / +264 61 422 600

Email: claimslife@hollardnam.com

For queries or policy changes