Building Insurance Cover: Protect Your Home

Protect the house you call home with House Building Insurance that covers you for damage, fire, theft and severe weather.

Standard cover

The physical structure that you call home does more than provide a roof over your head. As an appreciating asset, it can be passed down as an inheritance to your children and grandchildren.

And though its value can’t be expressed enough, all too often, homeowners postpone acquiring house insurance because they see it as an unnecessary expense.

Often it’s only when a burst pipe or fire causes damage to the interior of your home, and the restoration and repairs result in financial strain that you realise too late the significance of house insurance.

We’re the purple family member you can rely on for flood insurance coverage so that should such an event occur, you’re able to recoup or repair what was lost.

What our Building Insurance covers

Water damage from leaking or overflowing geysers
Theft, fire, lightning, storms, and earthquakes
Malicious or accidental damage

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Click here for additional benefits

Additional benefits

Time is a valuable commodity and unscheduled events could throw your entire day out of whack.

For instance, suppose you lose your house keys or the remote control for the gate. It’s a stressful situation to have to consider somewhere else to stay if your home becomes temporarily uninhabitable. Not only will you have to re-think your schedule, but you will also have to dip into your hard-earned savings.

Our home building insurance covers you for such inconveniencing occurrences that nibble away at the little time you already have and the finances you work so hard for.

We’ll cover you for:

The cost of employing a security guard to protect the building
Replacing lost keys and remote-control units, or damage to your locks
The loss of metered water
Accidental damage to underground public services
The costs charged by an authorised body for extinguishing a fire, to prevent or reduce loss or damage to the building
Any rental income you lose if your building is uninhabitable after a claim event, or the cost of having to find alternative accommodation

Requirements & restrictions

For a hassel-free application experience, we’ve clearly laid out all the must-know requirements and conditions. Keep in mind that coverage specific may vary, so be sure to consult your trusted Broker for full terms and conditions to get the complete picture. This ensures you understand the ins and outs of your benefits without any surprises.

Events not covered

Loss or damage due to:

Alteration, misuse, mechanical, electrical or electronic breakdowns, failures or breakages, unless cover is specifically provided
Fluctuations in atmospheric or climate conditions, or the effects of light
Slowly operating causes such as but not limited to rust, mildew, moth, corrosion or decay
Vermin, insects, pests or the actions of your own domestic pets
Scorching, charring, melting, burning or smoke without flames

How do I take out a Building Insurance Policy?

Obtaining the right building insurance is simple with the assistance of a dedicated Hollard Agent or a trusted Broker via our broker channel. They will gladly walk you through the process!

Contact us

For claim-related queries

Call: +264 61 422 300 / +264 61 422 600

Email: newclaims@hollardnam.com

For queries or policy changes

Call: +264 61 422 300 / +264 61 422 600

Email: info@hollardnam.com

Our operating hours

Mon - Fri: 08:00 – 16:30

Building Insurance